Ground-up construction financing provides the capital required to fund new commercial builds from the ground up. These projects often involve land acquisition, horizontal development, vertical construction, and soft costs such as permits and architectural work.
We help clients secure construction financing by working with funders who understand the timeline, risks, and structure of new development. Whether the project involves single-tenant retail, multi-family housing, industrial space, or mixed-use developments, we assist clients in accessing the capital they need to build with confidence.
Land Acquisition and Site Prep
Financing for land purchase and initial site development to begin construction.
Construction Financing
Funds released in milestone draws to match progress.
Stabilization and Lease Up
Financing supports pre occupancy operations and lease up.
Permanent Financing Transition
Plan for conversion to long term funding after stabilization.
Ground up construction financing offers integrated capital solutions with predictable terms to accelerate development and reduce risk.
Research beyond the business plan
Land Acquisition and Site Development
Acquire land, secure entitlements, and complete site work necessary to begin building. The loan plan includes the purchase price, permitting costs, soft costs, and a staged draw schedule aligned with milestones for a smooth close.
Ground Up Build
Fund the actual construction including materials, labor, and subcontractor payments with milestone based disbursements tied to progress.
Transition to Stabilization
Bridge the final phase to leasing and occupancy, including initial operating costs and reserves.
Ground-Up Construction Market
Accessing ground up construction financing requires alignment with program guidelines and overlays. The service provides:
- Mapping requests to ground up structures such as construction loans and construction to perm loans
- Navigating lender guidelines and overlays
- Preparing compliant, lender ready packages
- Advocating with lenders to close funding
The team aligns ground up construction financing needs with the right lenders and programs to achieve strong approvals and favorable terms.